In summary, the Illinois Vehicle Code Section 625 ILCS 5/3‑707 states that:

No person shall operate a motor vehicle unless the motor vehicle is covered by a liability insurance policy ….(b) Any person who fails to comply with a request by a law enforcement officer for display of evidence of insurance…. shall be deemed to be operating an uninsured motor vehicle.(c) … any operator of a motor vehicle subject to registration under this Code who is convicted of violating this Section is guilty of a business offense and shall be required to pay a fine in excess of $500, but not more than $1,000. However, no person charged with violating this Section shall be convicted if such person produces in court satisfactory evidence that at the time of the arrest the motor vehicle was covered by a liability insurance policy ….(c‑1) A person convicted of violating this Section shall also have his or her driver's license, permit, or privileges suspended for 3 months. After the expiration of the 3 months, the person's driver's license, permit, or privileges shall not be reinstated until he or she has paid a reinstatement fee of $100. If a person violates this Section while his or her driver's license, permit, or privileges are suspended under this subsection (c‑1), his or her driver's license, permit, or privileges shall be suspended for an additional 6 months and until he or she pays the reinstatement fee.(c‑5) A person who (i) has not previously been convicted of or received a disposition of court supervision for violating this Section and (ii) produces at his or her court appearance satisfactory evidence that the motor vehicle is covered, as of the date of the court appearance, by a liability insurance policy …. shall, for a violation of this Section, pay a fine of $100 and receive a disposition of court supervision. The person must, on the date that the period of court supervision is scheduled to terminate, produce satisfactory evidence that the vehicle was covered by the required liability insurance policy during the entire period of court supervision…. (d) A person convicted a third or subsequent time of violating this Section or a similar provision of a local ordinance must give proof to the Secretary of State of the person's financial responsibility…. The person must maintain the proof in a manner satisfactory to the Secretary for a minimum period of 3 years after the date the proof is first filed. The Secretary must suspend the driver's license of any person determined by the Secretary not to have provided adequate proof of financial responsibility as required by this subsection.

 

Insurance Suspension Lawyers

Driving without proof of insurance is an offense generally not punishable by jail. However, a conviction for driving without insurance often requires high fines and that the Secretary of State suspend that person’s driver’s license. In addition to this mandatory suspension, the suspension will remain in place for a set period of time and will also require the payment of a reinstatement fee. In other situations, safety responsibility insurance, known as SR22, may be required

 

Many of our clients also suffer suspensions on their license as a result of previous accidents that occurred when no insurance was in place. These suspensions can affect not only the driver, but also the owner of the vehicle. Our attorneys can advise you of the best way to end such a suspension and regain your driving privileges.

 

Our skilled defense lawyers offer legal representation for a wide variety of offenses from minor traffic matters to the most serious of felonies. Criminal and traffic cases and the laws that apply to them can vary greatly depending of the unique facts of each case, but our track record in this area has been very successful.

 

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Mitchell S. Sexner & Associates LLC • Attorneys at Law since 1990

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